Another great day for my savings

We are eating steaks for dinner tonight that have been marinating in my freezer for awhile.  We’ll have some free broccoli from Target and some rice I got free last summer. 

We haven’t gone out again today but I did give in and turn the heat on this morning for about an hour to take the chill out of the house.  I’m not happy about it but I wasn’t willing to freeze all morning and wasn’t in the mood to bake anything.

Since we are planning on taking Dave to work tomorrow so Shawn can visit with one of his classmates I won’t be going out to run errands tonight.  I’ll wait and go on the way home from taking Dave in tomorrow.  I’m going to spend the afternoon making my shopping lists and pulling all the coupons I’ll need for each stop tomorrow.  I’m also going to put together a coupon starter kit for the mother of Shawn’s friend.  While the boys are playing I’m going to help her start to understand couponing, they need the help and she doesn’t spend time online or have a printer so it’ll be a challenge but she can still save money. 

I also called and made an appointment to talk to the mortgage advisor at our bank.  Dave and I want to get an idea of what we can afford in a house after looking at rentals we’ve decided we might be better off buying instead of trying to save and waiting.  All of the rentals are more then we are paying now so we wouldn’t be able to save as much and we need to get out of this apartment, the sooner the better.  The maintenance people have admitted that they have no time to take care of the problems in my apartment (broken dishwasher, leaking tub, busted doorguard thingy) or my neighbors because they are too busy fixing up apartments for new people moving in.  So we’ve lived here for 7 years and they can’t be bothered to take care of us, that along with a neighbor who chain smokes next to her vents which leaks into my apartment and we’ve had enough.  Hopefully we’ll qualify for a decent interest rate and can start paying for something that is ours and don’t worry I have plans to pay off a mortgage as fast as possible.

So what did you do today to save?  As much as I hate the cold weather it does keep me from shopping since I have no desire to go out after Dave gets home since the sun has gone down.

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8 comments:

Precious said...

That landlord is horrendous! You pay rent and they won't fix things. YIKES! I don't blame you for wanting to get out.

Good luck checking out the mortgages. If you have enough money for a downpayment and closing costs or can get the seller to pay the closing costs, it would probably pay you to buy now. Don't forget you probably qualify for the $ 8,000. homebuyers credit. Make sure you check the date that you have to close on a house by in order to get it.

Tiffany said...

They can't keep a manager for more than 3 weeks and they don't even have one now.

The prices on houses are good around here and I knew they extended the credit. Thanks for reminding me though it's on my list to talk to the advisor about. I told DH that if we are going to do this we are going to do it now so we get that extra money.

Tammy said...

Hey Tiffany,

I love the new blog design.

Rent has gotten so out of hand. It is definitly better to buy.

Good luck with the search.

Tammy

Tiffany said...

Thanks for stopping by Tammy and for the compliment. I'm really starting to like this design.

stacylynn9590 said...

Hi - I saw you had free broccoli from Target. I know they have a $1 Q, but not sure how you ended up with it free. Happy New Year

Tiffany said...

Hi Stacylynn!! My store has had the broccoli on sale for .99 and when I used the $1 off coupon is adjusted down to free. Hope this helps.

SonyaAnn said...

What a terrible landlord! They don't deserve one more penny of your money!!
And you are wonderful for helping someone learn about couponing.
I think that you will be repaid for your kindness when you go find out about a loan!

Tiffany said...

Thanks SonyaAnn. We talked about couponing and I'm going to take her for a run sometime in the future. I hope things go well tomorrow too, so I don't have to pay this complex for much longer.

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